NOZETALGIA TRADING L.L.C
United Arab Emirates

By placing an order on www.nozetalgia.com , you agree to the payment terms outlined below.

1. Accepted Payment Methods

Depending on your location, currency, and eligibility, we may accept the following payment methods:

• Major debit and credit cards, including Visa, Mastercard, and other supported card networks.
• Tabby – Buy Now, Pay Later (BNPL), allowing eligible customers to split purchases into instalments, subject to Tabby's terms and approval.
• Tamara – Buy Now, Pay Later (BNPL), allowing eligible customers to pay in instalments, subject to Tamara's terms and approval.
• Digital wallets, such as Apple Pay and other supported wallet services, where available.
• Selected local or regional payment gateways.
• NOZETALGIA gift cards or e-gift vouchers, where available.

Available payment methods will be displayed at checkout and may vary depending on your location, order value, and payment provider eligibility.

2. Currency

Our products may be priced in:

• AED (United Arab Emirates Dirham)
• Other currencies made available on the Website for your region.

If your payment card is denominated in a different currency, your bank or payment provider may apply:

• Its own currency exchange rate.
• Applicable international transaction or currency conversion fees.

NOZETALGIA has no control over exchange rates or additional fees imposed by banks or payment providers.

3. Payment Authorization

By submitting payment, you confirm that:

• You are authorized to use the selected payment method.
• The payment information provided is accurate and complete.

All transactions are subject to:

• Verification and validation checks.
• Authorization by the card issuer or payment provider.
• Additional security checks where required.

If your payment is declined or not authorized, we may cancel your order and are not responsible for any resulting delay or non-delivery.

4. Tabby & Tamara Payments

NOZETALGIA may offer Buy Now, Pay Later (BNPL) services through Tabby and Tamara for eligible purchases.

• Availability depends on your country, order value, and eligibility criteria established by the respective provider.
• Approval, instalment schedules, repayment terms, and any applicable fees are determined by Tabby or Tamara.
• Customers are responsible for making repayments according to their agreement with the selected payment provider.
• Late payments or missed instalments may result in fees or restrictions in accordance with the provider's terms and applicable law.
• Refunds for orders paid through Tabby or Tamara will be coordinated with the respective provider, subject to our Returns & Refunds Policy and applicable regulations.

By selecting Tabby or Tamara at checkout, you agree to the applicable terms and conditions of the respective provider.

5. Payment Security

We work with secure, reputable payment processors to handle your transactions.

• Full payment card numbers are not stored on our Website servers.
• Sensitive payment information is transmitted securely and processed by authorized third-party payment service providers.
• Additional authentication or verification may be required to complete certain transactions.

Please do not send full payment details, such as card numbers or security codes, to us via email or other unsecured channels.

6. Pricing & Errors

We strive to ensure that all pricing information displayed on our Website is accurate. However:

• If we discover an error in the price of a product you ordered, we may contact you to confirm whether you wish to proceed at the correct price or cancel the order.
• If we cannot reach you, we may cancel the affected order and issue a refund where payment has already been made.

We reserve the right to change prices at any time. Price changes will not affect orders already accepted, except where permitted by applicable law.

7. Gift Cards & E-Gift Vouchers

Where gift cards or e-gift vouchers are offered by NOZETALGIA, the following conditions may apply:

• Gift cards and e-gift vouchers can be redeemed in accordance with the terms provided at purchase.
• They are generally non-refundable and non-exchangeable, except where required by applicable law.
• If an order exceeds the available gift card balance, the remaining amount must be paid using another accepted payment method.

8. Refunds

Approved refunds under our Returns & Refunds Policy will be:

• Processed back to the original payment method wherever possible.
• Issued as store credit or through another agreed method in limited cases, subject to applicable consumer protection laws.
• For purchases made through Tabby or Tamara, processed in coordination with the respective payment provider, which may adjust outstanding instalments or issue refunds according to its procedures.

Please allow approximately 7–14 working days for an approved refund to appear in your account after processing, depending on your bank or payment provider.

Actual processing times may vary, and statutory refund requirements will apply where relevant.

9. Contact Us

If you have any questions about payments, transactions, or refunds, please contact:

NOZETALGIA
Legal Business Name: NOZETALGIA TRADING L.L.C
Email: info@nozetalgia.com
Phone: +971 58 539 8376
Website: www.nozetalgia.com
Location: United Arab Emirates

Last Updated: 10 November 2026